.








                                                                                                                            Rev. 12/2010
FACTS WHAT DOES FARMERS STATE BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account Balance
  • Credit History and Checking Account Information
  • Payment History and Account Transactions

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share collected personal information to run their everyday business. In the section below, we list the reasons financial companies can share their collected personal information; the reasons Farmers State Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Farmers State Bank share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
No We Don't Share
For joint marketing with other financial companies No We Don't Share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
No We Don't Share
For our affiliates’ everyday business purposes—
information about your creditworthiness
No We Don't Share
For nonaffiliates to market to you No We Don't Share
Questions? Call 402-585-4441 or go to 501 Main Street, Carroll, Nebraska
Page 2
Who we are
Who is providing this notice? FARMERS STATE BANK
What we do
How does Farmers State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Protecting your Privacy is of utmost priority to us.
How does Farmers State Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an Account or Apply For a Loan
  • Use Your Debit Card or Give Us Your Contact Information
  • Make Deposits or Withdrawals From Your Account
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Farmers State Bank does not share with our affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Farmers State Bank does not share with non-affiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Farmers State Bank does not jointly market.
Other important information

 

 

Back to Top


Member FDIC
Farmers State Bank
Home | Privacy Policy | Terms & Conditions | USA PATRIOT ACT
Deposit Services | Online Banking | Convenience Services
Loans & Mortgages | Investments | About Us

Equal Housing Lender
NOTICE: Farmers State Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.